Travel Insurance

Travel insurance is an essential consideration for any vacation. It provides financial protection and peace of mind, ensuring that unexpected situations don’t derail your plans. When planning a trip, various types of coverage are available, including trip cancellation, medical emergencies, COVID, severe weather, lost luggage, and personal liability.

Trip Cancellation Insurance safeguards your investment in case you need to cancel your vacation due to unforeseen circumstances, such as illness or a family emergency. This coverage can reimburse you for non-refundable expenses like flights and accommodation.

Medical Insurance is crucial, especially when traveling internationally, where your regular health insurance may not apply. It covers medical expenses should you encounter a health issue while away from home.

Lost or Delayed Luggage Coverage can help you deal with the inconvenience of lost belongings. This insurance typically provides compensation for essential items you may need to purchase while awaiting the recovery of your luggage.

Personal Liability Insurance protects you against claims that may arise from unforeseen incidents during your trip, such as accidental damages to someone else's property.

Standard Travel Protection

Available to: US Travelers.

Retail price: 7.0% x trip cost

Covers 100% of trip costs if trip is cancelled or interrupted for one of 30+ reasons listed in the coverage. (including COVID)

Coverage may be purchased at the following times:

At time of initial booking;

At any time WHEN 30 days or more from check in date.

At time of booking or within +5 days of booking WHEN less than 30 days from check in date.

Cancel For Any Reason “CFAR” Travel Protection

Available to: US travelers ONLY (excluding: NY, WA & Puerto Rico travelers)

Retail price: 10.8% x trip cost.

Covers 100% of trip costs if trip is cancelled or interrupted for one of 30+ reasons listed in the coverage & covers 60% of trip costs if trip is cancelled for a reason not listed in the coverage.

Coverage may be purchased at the following times:

At time of initial booking;

Within 14 days of initial booking

No purchases allowed less than 30 days before check in date

Cancel For Any Reason (CFAR) 60% Reimbursement - (Cancellation MUST be made 48 or more hours before scheduled trip.) **

Trip Cancellation 100% of Trip Cost up to $100,000

Trip Interruption 100% of Trip Cost up to $100,000

Trip Delay $600 ($200 per day maximum, Minimum 6 hours delay)

Baggage/Personal Effects $1,000

Baggage Delay (Outward Journey Only) $1,000 ($200 per day maximum, Minimum 12 hours delay)

Accidental Death & Dismemberment $25,000

Emergency Accident and Sickness Medical Expense $25,000

Emergency Medical Evacuation/Repatriation of Remains $250,000

Sports Equipment Rental $1,000

Emergency Travel Assistance with Limited Concierge Included

* Up to the lesser of the Trip Cost paid or the Trip Cancellation Benefit amount.
* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions).
* Maximum Trip Cost is $100,000.
* Maximum Length of Trip is ninety (90) days.
** Cancellation with the travel provider must be made 48 hours or more before the scheduled trip for CFAR.

* The Pre-existing Condition Exclusion applies to Trip Cancellation, Trip Interruption, Trip Delay, Accident and Sickness Medical Expense: A Loss caused by or resulting from a Pre-existing Condition(s) shall be Excluded, unless: (a) the Policy is purchased within fourteen (14) days of Your initial Trip deposit; (b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and (c) You are not disabled from travel at the time You pay the premium.

** This Benefit is NOT available to residents of New York or Washington.

**This extra coverage (CFAR) is optional and must be shown on your Confirmation of Benefits/Coverage Verification. If You are prevented from taking the Covered Trip for any reason not otherwise covered by this Policy, We will reimburse You or Your designated representative for 60% of the prepaid, forfeited, non-refundable Payments or Deposits paid to the Travel Supplier for the Covered Trip arrangement(s) provided the following conditions are met: (a) This coverage was purchased within fourteen (14) days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within fourteen (14) days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and (b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and (c)  You or Your designated representative cancels the Covered Trip no less than two (2) days prior to the Scheduled Departure Date.

This Schedule is only a partial summary of your coverage benefits, and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the policy document, a copy of which will be emailed or mailed to you upon purchase. If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to playtravel.nw@insurestays.com

This Program is provided only via licensed agents or authorized referral affiliates (which is Branson Knights, LLC).

CFAR Plan Cost: 10.80% of Reservation Total (Travel Protection Plan with optional CFAR, in states where available).

Standard Plan Cost: 7.0% of Reservation Total (Standard Travel Protection).

Read details in the links provided above as this information is subject to change. The details in your policy is what will be enforced if a claim is required.